Tag Archives: budgeting

5 Reasons Why You Need to Have a Common Financial Goal in Your Relationship

If you are working towards a debt free lifestyle and you are in a relationship then you will need to consider these 5 steps on your journey to becoming debt free and not stressing your relationship.  First of all, I’m not attempting to give relationship advice here, you can get that here. This will continueContinue reading “5 Reasons Why You Need to Have a Common Financial Goal in Your Relationship”

Living Debt Free is a Journey NOT a Destination

When I hear the phrases “financial freedom” or “debt free” I used to think “that person made it, now it’s smooth sailing for them”. Not too long ago I learned that’s not exactly how it works. You still have to live your life, and believe me, “life” happens everyday. Cars break down, unexpected home repairs,Continue reading “Living Debt Free is a Journey NOT a Destination”

Don’t Forget About Yourself

You’re working hard to get out of debt and get your finances in order for your life run a little smoother. You created your budget, gotten rid of some of those pesky subscriptions you didn’t need, locked in your side hustle to speed up your timeline. You have long term investments in the stock marketContinue reading “Don’t Forget About Yourself”

Grocery Shopping On A Budget

It sounds like a simple task to go grocery shopping daily, weekly or whenever you choose to do it. We would go grocery shopping and spend $300-$400 every week. That’s $1200 a month on groceries!!!! Here are a few tips to try and avoid those high grocery bills.  EAT before you go shopping If IContinue reading “Grocery Shopping On A Budget”

Creating a Grocery Budget

Everybody needs a grocery budget…but where do you start? Every expense category needs budgeting. If you find yourself frequently over spending the grocery budget you allotted yourself, you may need to reconsider the amount and prioritize this category over other expenses. Necessities including food, shelter and transportation come first, but a Corolla can do theContinue reading “Creating a Grocery Budget”

Side Hustles

It is often challenging to rely on your “day job” as your sole source of income. It’s more of a challenge to find a reliable and consistent side hustle that won’t interfere with your day job. Find an activity you are already skilled in and passionate about to reduce the amount of time or commitmentContinue reading “Side Hustles”

Budgeting

You will have limited success saving money if you don’t make a budget. There are a wide variety of apps and computer programs to help you create a personalized budget. Apps make it easier to stay within budget – you can look at it anytime on your mobile device along with your banking apps. Let’sContinue reading “Budgeting”

Investing 101

We all wish we could go back in time and correct that one mistake we made when we invested in the wrong stock or sold the right stock too early. I tell myself all the time if I had only kept my 1000 General Motors shares, that I bought for $1, in 2008 I wouldContinue reading “Investing 101”

Spending

Today is the first Saturday of 2020 and some are enjoying their first paycheck of the new decade! We made it through the holidays and, if you’re like me, you’re not looking forward to seeing ‘the damage’, aka the gross overspending many of us partake in over the holidays, and the ensuing credit card billContinue reading “Spending”