If you are working towards a debt free lifestyle and you are in a relationship then you will need to consider these 5 steps on your journey to becoming debt free and not stressing your relationship. First of all, I’m not attempting to give relationship advice here, you can get that here. This will continueContinue reading “5 Reasons Why You Need to Have a Common Financial Goal in Your Relationship”
Category Archives: Uncategorized
Living Debt Free is a Journey NOT a Destination
When I hear the phrases “financial freedom” or “debt free” I used to think “that person made it, now it’s smooth sailing for them”. Not too long ago I learned that’s not exactly how it works. You still have to live your life, and believe me, “life” happens everyday. Cars break down, unexpected home repairs,Continue reading “Living Debt Free is a Journey NOT a Destination”
Don’t Forget About Yourself
You’re working hard to get out of debt and get your finances in order for your life run a little smoother. You created your budget, gotten rid of some of those pesky subscriptions you didn’t need, locked in your side hustle to speed up your timeline. You have long term investments in the stock marketContinue reading “Don’t Forget About Yourself”
Financial Opportunities in a Crisis
Whenever there is a crisis in the world, however unfortunate, there is an opportunity for financial gain There are three recent examples I can think of: Tsunami in Japan (March 2011): As I watched the catastrophic event on the news I noticed the cars were being sucked into the ocean. I said to myself, “AllContinue reading “Financial Opportunities in a Crisis”
The Extended Car Warranty
Recently I purchased a used Toyota Prius with only 166,000 for driving Uber/Lyft. I drove the car 3,000 miles the engine already needs a rebuild. I didn’t get an extended warranty right away. I thought I would drive for a month or so and make some money before I purchased a warranty. I drove 3Continue reading “The Extended Car Warranty”
Grocery Shopping On A Budget
It sounds like a simple task to go grocery shopping daily, weekly or whenever you choose to do it. We would go grocery shopping and spend $300-$400 every week. That’s $1200 a month on groceries!!!! Here are a few tips to try and avoid those high grocery bills. EAT before you go shopping If IContinue reading “Grocery Shopping On A Budget”
Creating a Grocery Budget
Everybody needs a grocery budget…but where do you start? Every expense category needs budgeting. If you find yourself frequently over spending the grocery budget you allotted yourself, you may need to reconsider the amount and prioritize this category over other expenses. Necessities including food, shelter and transportation come first, but a Corolla can do theContinue reading “Creating a Grocery Budget”
Side Hustles
It is often challenging to rely on your “day job” as your sole source of income. It’s more of a challenge to find a reliable and consistent side hustle that won’t interfere with your day job. Find an activity you are already skilled in and passionate about to reduce the amount of time or commitmentContinue reading “Side Hustles”
Student Loans
I have two daughters in college and they are graduating soon. That’s when our payments start on the parent/student loans. Do you know when your college student graduates and when your first payment will be due? Now is the time to do the research for those dates and start budgeting for it. Maybe it’s thisContinue reading “Student Loans”
Pay Yo’ Debt
We all have debt to some degree. It’s what you do to get out of debt that is going to make the difference in your financial future. The truth is we all wish we had an “Easy Button” to eliminate that debt. Do you think you would go the rest of your days debt freeContinue reading “Pay Yo’ Debt”
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