Bills!
I don’t mean the ones who clinched an AFC Wild Card playoff spot. These bills are much *much* worse (and not the 1984-1985 Bills either). The bills you can’t avoid, can’t escape. Inevitable, a la death and taxes. Mortgage, rent, car payment, electric, water, trash, gas, HOA, fuel, phone, these monthly payments continue to chip away from your precious paycheck.

Reducing your monthly expenses and obligations will allow you to save and invest more, paving your way to debt free living. Short of living in a cardboard box down by the river, we can’t really cut back on the essential bills listed above.
We tend to forget about our subscriptions – streaming services, food delivery, online ordering services, music services, that can add up to more than a car payment. There are *so* many different online subscriptions, and it will be worth your time to review your recurring monthly payments. It is very easy to forget what you signed up for, like how I forget every username and password combination I’ve created since dial-up internet.
The offenders? I’ll list mine:
-Netflix
-Hulu
-Direct TV
-Disney+
-Amazon Prime
-Multiple web services: WordPress, Lucidchart, goDaddy, etc.
I don’t subscribe to very many (I buy music instead of a monthly music service) but this still adds up to over $180/month. What services do you guiltily subscribe to? What are your reasons for not cancelling?
